Firearms and ammunition merchant accounts UK

Mainstream acquirers exclude on category despite the legality of regulated UK firearms retail. International card schemes have specific rules.

Legal status (UK)

Tightly regulated under UK Firearms Act. Section 1, Section 5 and Registered Firearms Dealer requirements.

Acquirers accepting

  • Specialist firearms-friendly acquirers
  • Selected ISOs

Typical pricing

Rate
2.5% to 4.5%
Settlement reserve
5% to 10%

Watch outs

  • Registered Firearms Dealer status and licence checks required at onboarding.
  • Card scheme rules around firearms differ between Visa and Mastercard.
  • US-based acquirers will not onboard UK firearms merchants regardless of UK legality.

Last reviewed: 2026-04-26.