Stripe Checkout

Stripe Checkout for UK online, 1.5% + 20p.

The UK standard for hosted online checkout. SCA / 3DS2 handled, Stripe Billing for subscriptions, Stripe Connect for marketplaces. Native integrations with Shopify, WooCommerce, MemberPress, Teachable, Kajabi, Calendly.

Get my quotes

Free · 2 mins · No call-back spam · Acquirer pays our fee

  • 80+ UK acquirer panel
  • 24/7 dedicated account team included
  • Companies House 16833937
1.5%+20p
UK consumer card
130+
Currencies
T+2/7d
Settlement (new)
No
Contract

Why UK merchants pick Stripe Checkout through us

Hosted, no PCI scope

Customer redirected to a Stripe-hosted checkout. Card details never touch your servers. SAQ-A compliance, lowest PCI burden.

SCA / 3DS2 automatic

UK and EEA Strong Customer Authentication handled by Stripe. Frictionless flow on low-risk, challenge flow when needed. Liability shift to issuer on completion.

Subscription billing native

Stripe Billing handles UK SaaS, membership, course-creator recurring. Dunning, prorated billing, customer portal, all built in.

1.5% + 20p UK consumer card

2.5% on EEA cards, 3.25% international. £15 chargeback fee (refunded if you win the dispute).

Best fit for

  • UK ecommerce stores (Shopify, WooCommerce, custom)
  • UK SaaS and subscription billing
  • UK marketplaces via Stripe Connect
  • Tech-led merchants with developer resource

Not the right fit if

  • UK in-person-only retail (Square or Dojo)
  • High-risk online verticals (specialist acquirer)
  • Merchants needing same-day settlement (Dojo or Tide)

In the UK market

The UK default for online card-payment integration in 2026, especially for Shopify, WooCommerce and SaaS stacks.

UK merchants ask

Does Stripe Checkout work on UK Shopify stores?

Yes via Shopify Payments (Stripe under the hood) or direct Stripe integration. Shopify Payments avoids the Shopify alternative-gateway surcharge. Direct Stripe gives the full Stripe ecosystem.

What is the Stripe new-account holding period?

New UK Stripe accounts settle on 7-day rolling for the first ~90 days. Drops to 2-day or daily once established. AcceptCard manages the application + acceleration to lower settlement holds.

Is Stripe Checkout suitable for UK high-risk verticals?

No. Stripe declines online gambling, dating, adult, CBD, vape, weapons, escort services on standard underwriting. Use the AcceptCard high-risk specialist panel for these verticals.

Get matched in 2 minutes.

Whole-of-market UK acquirer panel. Free to apply. Acquirer pays our commission. 24/7 dedicated UK account team for the life of the agreement.

Get my quotes

Reviewed by Oliver Mackman, Director · Best Business Loans Ltd (Companies House 16833937)