SumUp Solo

SumUp Solo in the UK. £99, 1.69%, no contract.

The strongest no-contract UK card machine for sub-£10k monthly card volume. Free 4G SIM, full-day battery, day-one approval for new merchants. Built for sole traders, mobile traders, market stalls.

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  • 80+ UK acquirer panel
  • 24/7 dedicated account team included
  • Companies House 16833937
£99
Hardware (Solo)
1.69%
Rate (standard)
No contract
Commit
4.2/5
Editorial rating

Why UK merchants pick SumUp Solo through us

No contract, no monthly fee

Pay-as-you-go. 1.69% per transaction. Cancel any time, no exit fee. Hardware is yours once you buy it.

Day-one approval

New UK business with no trading history? SumUp approves day-one. £1,000 daily cap for the first 30 days, lifted after.

Free 4G SIM, full-day battery

Works standalone. Phone tether not required. Drop-resistant, ruggedised for van and market use.

Same-day payout on SumUp One

Optional same-day settlement on the SumUp One plan. T+1 standard.

Best fit for

  • Brand-new UK businesses (day-one trading)
  • Sole traders below £10k monthly
  • Mobile trades (plumber, electrician, taxi, dog groomer)
  • Market stalls and seasonal businesses

Not the right fit if

  • £20k+ monthly volume (Dojo or Tyl win on TCA)
  • Online-led businesses (Stripe or Shopify Payments instead)
  • High-risk verticals

In the UK market

Most-deployed dedicated card reader on UK sole-trader and mobile fleet in 2026.

UK merchants ask

How much does SumUp Solo cost?

Hardware £99 to £149 (Solo or Solo Lite), 1.69% per transaction, no monthly fee, no contract. Free 4G SIM. AMEX 2.5%.

Is SumUp Solo good for new businesses?

Yes. SumUp is the most permissive UK acquirer for day-one approval with no trading history. £1,000 daily cap for the first 30 days; lifted after clean trading.

Does SumUp Solo support Apple Pay and Google Pay?

Yes. All UK contactless including Apple Pay, Google Pay, Samsung Pay. £100 contactless cap with chip-and-PIN above (UK regulatory standard).

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Whole-of-market UK acquirer panel. Free to apply. Acquirer pays our commission. 24/7 dedicated UK account team for the life of the agreement.

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Reviewed by Oliver Mackman, Director · Best Business Loans Ltd (Companies House 16833937)