Online payment gateway
Mollie review (2026)
Vendor: Mollie · Reviewed: 2026-05-11
Mollie is european-headquartered gateway. Strong Klarna, iDEAL, Bancontact for cross-border UK ecommerce. Mollie is a Dutch-headquartered payment gateway with strong coverage of European local payment methods (iDEAL Netherlands, Bancontact Belgium, SOFORT Germany, Klarna Pay Later, Apple Pay, Google Pay). Designed for UK ecommerce stores selling cross-border into EEA markets.
Editorial review in progress
Hands-on test of Mollie is scheduled. This page covers public-knowledge UK specifics: pricing, SCA handling, setup, pros and cons. We will add a verdict and overall rating after the hands-on test completes.
Who Mollie is best for
- UK ecommerce stores selling into EEA markets
- Stores wanting local payment methods (iDEAL, Bancontact, SOFORT) without separate integrations
- Subscription billing on the Mollie recurring product
- Klarna Pay Later integration without separate Klarna merchant agreement
- Plug-and-play setup for Shopify, WooCommerce, Magento merchants
Who should not use Mollie
- UK-domestic-only retail (Stripe or Shopify Payments cheaper)
- High-volume merchants above £200k monthly (rate becomes uncompetitive)
- B2B invoicing primary use-case
- High-risk verticals
UK pricing
1.8% + 25p per UK card-present-online transaction. iDEAL 29p flat. Bancontact 29p flat. Klarna Pay Later 2.99% + 30p. SOFORT 0.9% + 25p. No monthly fee.
UK specifics: Mollie B.V. is Netherlands-headquartered, UK-passported for UK merchants. Money settles to UK business bank account. Strong EEA payment method coverage.
Recommended plan: Standard 1.8% + 25p for sub-£100k monthly UK ecommerce.
Pros
- +Best UK gateway for selling into EEA markets
- +No monthly fee on standard tier
- +Strong local-payment-method coverage (iDEAL, Bancontact, SOFORT)
- +Klarna Pay Later built-in
- +One-click integration with major ecommerce platforms
Cons
- ,UK-domestic rate (1.8% + 25p) uncompetitive vs Stripe (1.5% + 20p)
- ,No omnichannel terminal product
- ,EEA-headquartered (some UK customers prefer UK-domiciled gateways)
- ,Smaller UK customer-base than Stripe or PayPal
SCA / 3D Secure 2 support
SCA via 3D Secure 2 handled automatically. Mollie supports SCA exemption flagging.
Setup complexity
Lowest. Plug-and-play for Shopify, WooCommerce, Magento, PrestaShop. API integration straightforward.
Competitors and alternatives
Direct UK competitors to Mollie: Stripe Checkout, Adyen Web, Klarna direct, PayPal Checkout.
FAQs
What is Mollie?
Mollie is a Dutch-headquartered payment gateway with strong coverage of European local payment methods (iDEAL Netherlands, Bancontact Belgium, SOFORT Germany, Klarna Pay Later, Apple Pay, Google Pay). Designed for UK ecommerce stores selling cross-border into EEA markets.
Who is Mollie best for in the UK?
Mollie is best for: UK ecommerce stores selling into EEA markets; Stores wanting local payment methods (iDEAL, Bancontact, SOFORT) without separate integrations; Subscription billing on the Mollie recurring product; Klarna Pay Later integration without separate Klarna merchant agreement; Plug-and-play setup for Shopify, WooCommerce, Magento merchants.
Who should not use Mollie?
Mollie is not the right fit for: UK-domestic-only retail (Stripe or Shopify Payments cheaper); High-volume merchants above £200k monthly (rate becomes uncompetitive); B2B invoicing primary use-case; High-risk verticals.
How much does Mollie cost in the UK?
1.8% + 25p per UK card-present-online transaction. iDEAL 29p flat. Bancontact 29p flat. Klarna Pay Later 2.99% + 30p. SOFORT 0.9% + 25p. No monthly fee.
Does Mollie handle SCA / 3D Secure 2?
SCA via 3D Secure 2 handled automatically. Mollie supports SCA exemption flagging.
How long does Mollie take to set up?
Lowest. Plug-and-play for Shopify, WooCommerce, Magento, PrestaShop. API integration straightforward.
Does Mollie work for both online and in-person payments?
No. Mollie is online-only. For in-person payments you need a separate card machine and acquirer relationship.
What are the alternatives to Mollie?
Direct competitors in the UK market: Stripe Checkout, Adyen Web, Klarna direct, PayPal Checkout.
Reviewed by Oliver Mackman, Director. Last reviewed: 2026-05-11.