Revolut Card Reader review

3.7 / 5 Revolut (acquirer partner) · Compact Bluetooth-paired reader
Manufacturer: Revolut (acquirer partner) Acquirer: Revolut Business / partner Founded: 2015 Last reviewed: 2026-04-26

Revolut Card Reader is part of the Revolut Business stack. Headline rate is among the cheapest in the UK SMB market, but conditional on holding a Revolut Business subscription. Best fit for Revolut Business users with international payment flow; less compelling as a standalone choice.

At a glance

Overall rating
3.7 / 5
Manufacturer
Revolut (acquirer partner)
Acquirer
Revolut Business / partner
Form factor
Compact Bluetooth-paired reader
Contract
Subscription-tier dependent (Revolut Business plan)

How Revolut Card Reader works

Revolut Card Reader is a compact bluetooth-paired reader acquired through Revolut Business / partner. Connectivity covers Bluetooth (paired with Revolut Business app), which determines whether the device runs standalone or pairs with a phone, tablet or POS till.

Cards are read at the device, the transaction is authorised through the acquirer's payment gateway, and funds settle to the merchant's nominated UK bank account on the acquirer's settlement schedule. Pricing is 0.8% to 1.0% per transaction (depending on subscription tier), with a contract length of subscription-tier dependent (revolut business plan).

The merchant of record is Revolut Business / partner. That means card-scheme compliance, PCI handling, dispute and chargeback flows all sit with the acquirer rather than with the merchant. The hardware is the user-facing surface; the underlying processing relationship is with the acquirer.

Pricing breakdown

Cost component Amount
Setup / hardware cost £49 hardware
Transaction rate 0.8% to 1.0% per transaction (depending on subscription tier)
Monthly fee Bundled with contract; confirm with acquirer
Contract length Subscription-tier dependent (Revolut Business plan)
Exit fee Early-termination fee may apply; confirm in writing

Verify pricing directly with Revolut Business / partner before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume.

Hardware and software

  • Form factor: Compact Bluetooth-paired reader.
  • Connectivity: Bluetooth (paired with Revolut Business app).
  • Card schemes: Visa, Mastercard, American Express (acquirer-dependent), Maestro.
  • Contactless: contactless cards, Apple Pay, Google Pay accepted up to UK contactless limits.
  • Software: managed by Revolut Business / partner; firmware and security updates are pushed by the acquirer.
  • Receipt handling: digital receipts by SMS or email; no built-in printer.
  • POS app integrations: see acquirer's published list (varies by acquirer and country).

Tap to Pay support

Status: Yes (contactless / NFC)

Hardware accepts contactless cards (Visa, Mastercard, Amex), Apple Pay and Google Pay up to UK contactless limits.

Settlement and funds

Same-day settlement to the merchant's Revolut Business account.

Pros and cons

Pros

  • + Cheapest UK headline rate (0.8% on higher Revolut Business plans).
  • + Strong international payments and FX integration.
  • + Same-day settlement to Revolut account.

Cons

  • − Rate conditional on Revolut Business subscription (£25 to £100+ per month).
  • − Locked to Revolut ecosystem.
  • − Hardware basic compared to Dojo / Square.

Best for and avoid if

Best for

  • · Existing Revolut Business customers
  • · International / multi-currency businesses
  • · Tech-led businesses prioritising integration

Avoid if

  • · Non-Revolut customers
  • · UK-only retail without international flow
  • · Operators wanting standalone hardware

FAQs

Does Revolut Card Reader require a contract?

Yes. Contract length is Subscription-tier dependent (Revolut Business plan). Terms vary by acquirer; confirm exit fees, auto-renewal and minimum monthly fees in writing before signing.

What does Revolut Card Reader cost in year 1?

Upfront hardware: £49 hardware. Transaction rate: 0.8% to 1.0% per transaction (depending on subscription tier). Contract: Subscription-tier dependent (Revolut Business plan). First-year cost depends on your card volume; AcceptCard's quote tool will model the effective cost against alternatives.

Can I integrate Revolut Card Reader with common UK POS systems?

Integration depends on the underlying acquirer and the POS. Revolut Business / partner publishes a list of supported integrations. Common UK POS systems with public integrations include Lightspeed, Epos Now, Square POS (own ecosystem) and Goodtill. Confirm directly before purchasing hardware.

How fast does Revolut Card Reader settle funds?

Same-day settlement to the merchant's Revolut Business account.

Can I cancel Revolut Card Reader early?

Early termination is governed by the contract. Most UK card-acceptance contracts include an early-termination fee or remaining-monthly-fees clause. Get the cancellation terms in writing before you sign.

Reviewed by Oliver Mackman, Director. Last reviewed: 2026-04-26.