CBD merchant accounts UK
Mainstream UK acquirers classify CBD alongside cannabis-related products and decline or terminate accounts on category. The product is legal but the underwriting risk is similar to high-chargeback verticals.
Legal status (UK)
Legal in UK as a Novel Food. Requires authorised product on the FSA list.
Acquirers accepting
- Trust Payments
- Universe Payments
- Acquired.com
- Specialist CBD-friendly ISOs
Typical pricing
- Rate
- 2.5% to 4.5% blended; some interchange-plus options
- Settlement reserve
- 5% to 10% rolling reserve common
Watch outs
- FSA Novel Food authorisation must be in place.
- Product photography and label compliance scrutinised at onboarding.
- Mainstream acquirers may freeze accounts post-onboarding if category becomes obvious.
Last reviewed: 2026-04-26.