PAX A920 Pro review
PAX A920 Pro is one of the most-deployed payment terminals in the UK SMB market via independent sales organisations and brokers. Android-based, robust, supports a wide range of acquirer apps. The hardware is solid; the experience varies entirely with whichever acquirer it is configured for.
At a glance
- Overall rating
- 3.8 / 5
- Manufacturer
- PAX Technology
- Acquirer
- Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs)
- Form factor
- Android-based handheld with receipt printer
- Contract
- Typically 12 to 36 months via the acquirer / ISO
How PAX A920 Pro works
PAX A920 Pro is a android-based handheld with receipt printer acquired through Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs). Connectivity covers WiFi, 4G, Bluetooth, which determines whether the device runs standalone or pairs with a phone, tablet or POS till.
Cards are read at the device, the transaction is authorised through the acquirer's payment gateway, and funds settle to the merchant's nominated UK bank account on the acquirer's settlement schedule. Pricing is Acquirer-dependent, with a contract length of typically 12 to 36 months via the acquirer / iso.
The merchant of record is Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs). That means card-scheme compliance, PCI handling, dispute and chargeback flows all sit with the acquirer rather than with the merchant. The hardware is the user-facing surface; the underlying processing relationship is with the acquirer.
Pricing breakdown
| Cost component | Amount |
|---|---|
| Setup / hardware cost | Bundled with merchant account (rental typical) |
| Transaction rate | Acquirer-dependent |
| Monthly fee | Bundled with contract; confirm with acquirer |
| Contract length | Typically 12 to 36 months via the acquirer / ISO |
| Exit fee | Early-termination fee may apply; confirm in writing |
Verify pricing directly with Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs) before signing. UK card-acceptance pricing varies by sector, ticket size and processing volume.
Hardware and software
- Form factor: Android-based handheld with receipt printer.
- Connectivity: WiFi, 4G, Bluetooth.
- Card schemes: Visa, Mastercard, American Express (acquirer-dependent), Maestro.
- Contactless: contactless cards, Apple Pay, Google Pay accepted up to UK contactless limits.
- Software: managed by Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs); firmware and security updates are pushed by the acquirer.
- Receipt handling: built-in receipt printer.
- POS app integrations: see acquirer's published list (varies by acquirer and country).
Tap to Pay support
Status: Yes (contactless / NFC)
Hardware accepts contactless cards (Visa, Mastercard, Amex), Apple Pay and Google Pay up to UK contactless limits.
Settlement and funds
Settlement is set by the acquirer or ISO supplying the hardware. Typically next-business-day.
Pros and cons
Pros
- + Widely deployed and well-supported.
- + Android platform supports acquirer customisation.
- + Receipt printer built in.
Cons
- − Almost always rented (not bought), lock-in via acquirer contract.
- − Performance depends on the acquirer app.
- − Older units in deployment can show their age.
Best for and avoid if
Best for
- · Hospitality, retail, salons via broker / ISO
- · Acquirer-bundled deployments
- · Sector-specialist brokers (BoonPay, Take Payments)
Avoid if
- · No-contract economics
- · Standalone use without an acquirer
FAQs
Does PAX A920 Pro require a contract?
Yes. Contract length is Typically 12 to 36 months via the acquirer / ISO. Terms vary by acquirer; confirm exit fees, auto-renewal and minimum monthly fees in writing before signing.
What does PAX A920 Pro cost in year 1?
Upfront hardware: Bundled with merchant account (rental typical). Transaction rate: Acquirer-dependent. Contract: Typically 12 to 36 months via the acquirer / ISO. First-year cost depends on your card volume; AcceptCard's quote tool will model the effective cost against alternatives.
Can I integrate PAX A920 Pro with common UK POS systems?
Integration depends on the underlying acquirer and the POS. Multiple (commonly used by Take Payments, Paymentsense, BoonPay, ISOs) publishes a list of supported integrations. Common UK POS systems with public integrations include Lightspeed, Epos Now, Square POS (own ecosystem) and Goodtill. Confirm directly before purchasing hardware.
How fast does PAX A920 Pro settle funds?
Settlement is set by the acquirer or ISO supplying the hardware. Typically next-business-day.
Can I cancel PAX A920 Pro early?
Early termination is governed by the contract. Most UK card-acceptance contracts include an early-termination fee or remaining-monthly-fees clause. Get the cancellation terms in writing before you sign.
Reviewed by Oliver Mackman, Director. Last reviewed: 2026-04-26.